Services
FactoringEarly payment on your receivables
Many businesses choose factoring: discounting the invoices their customers owe them. Factoring is an efficient, liquid way to keep the business running day to day, whether that means taking on new deals or paying salaries. With us there is no need to wait for net 30+ terms. At RTMI we can pay you for the invoice you want to factor right away!
- Instead of waiting for your customers to pay, we transfer the money to you right away, less interest, and you repay us only once your customer has paid
- Off-balance-sheet financing of future invoices, without adding to your liabilities
- Personal, professional service all the way
- Financing of up to 100% of the invoice
Import financing
Many Israeli businesses import goods from suppliers around the world. They are usually required to pay cash for the goods, which is a heavy financial burden on importers. To help these businesses, RTMI provides this credit line according to each client's needs.
- A quick, simple process against a copy of the invoice or payment request, the bill of lading and any other relevant import document you hold
- Grow your business's volume of activity, with flexibility and continued economic growth
- Lets you, the client, use a cash discount as a bargaining tool
Business loans
Many Israeli businesses rely on loans to help them grow. Whether it is buying inventory, renovating the business or bridging cash flow gaps, the need is real. At RTMI we understand this and help businesses with a loan tailored to their actual needs, so the client can focus on what really matters: growing and leveraging the business.
- Loans for bridging, working capital, projects and business growth
- Suited to businesses that need liquid cash against future receipts
- A flexible repayment period, according to the client's needs
- Paid directly into the business's bank account
Equipment financing
Financing equipment, machinery and tools is a real need for many businesses, whether new or established and growing. This equipment is often very expensive and needs substantial financing. At RTMI we offer businesses equipment financing through a simple process, with no need to inject equity.
- Attractive terms, with the option to spread repayment over several years
- Full financing of up to 100% of the equipment
- An efficient source of financing that does not affect your bank credit lines
- A driver of growth and business development
- A simple, quick process
Guarantees
Guarantees are an everyday need in business. We all know the moment when we are asked for a guarantee on signing an agreement for a major purchase or a lease, to secure payments. At RTMI we give you the option of getting a business guarantee through us, on convenient and attractive terms.
- Financial flexibility: no need to freeze funds, which frees up your bank credit line to improve and develop the business
- The right type of guarantee for the client's needs, quickly and easily
- Does not affect your bank credit lines
- A simple, quick process
Project financing
Today everything happens here and now. It is take it or leave it, and how fast you respond decides whether a deal goes ahead or, more to the point, whether it goes to your competitor because you could not respond fast enough. At RTMI we understand this and know how important a fast, professional and focused response is. We are committed to giving you the best service!
- Time is money: responding quickly to the deal on the table is critical. We provide financing quickly, efficiently and professionally, all according to the client's needs
- Financing through a quick, easy process against relevant collateral
- Personal, professional service all the way
- A driver of growth and business development
- High financing rates
